Now accepting new patients | Insurance accepted | Self-pay & HSA eligible | Membership optional | Telehealth only (Maryland)

Membership & Fees

A Partnership in Your Health

At Anchor Health, we believe that the best care happens when there is time to listen, space to investigate, and a long-term plan.

Membership is optional and helps enhance your experience. It is designed for patients who value priority access, continuity, and a deeper clinical relationship with an expert Nurse Practitioner, especially those navigating midlife transitions or metabolic health goals.

Choose Your Membership Tier

Each tier is designed to reflect the depth of follow-up and specialized planning required for your specific health goals.
$ 225
per month
Core Primary Care
Ideal for patients seeking seamless access and a consistent clinical partnership.
  • Comprehensive Annual Telehealth Wellness: One deep-dive physical and health risk assessment per year.
  • Priority Scheduling: Faster access to follow-up visits and routine care.
  • Direct Clinical Messaging: Secure, HIPAA-compliant messaging for non-urgent questions.
  • Proactive Continuity: A longitudinal relationship with an NP who knows your history.
  • Biopsychosocial health reviews that explore the intersection of your life stressors and your physical vitality.
$ 295
per month
Women’s Health & Midlife
Specialized care for the hormonal and physiological transitions of perimenopause, menopause, and midlife.
  • Extended Consultations: More time to address complex hormonal concerns and bone health.
  • Midlife Health Roadmap: Specialized longitudinal planning tailored to your transition.
  • Integrated Care: Midlife expertise seamlessly woven into your primary care experience.
  • Priority Scheduling: Guaranteed access for time-sensitive symptoms.
  • Specialized support for the emotional 'second puberty' of midlife, addressing the mood shifts, anxiety, and identity transitions that accompany hormonal change.
$ 375
per month
Metabolic & Weight Health
A structured, medically supervised program focused on sustainable metabolic optimization.
  • Comprehensive Metabolic Evaluation: An in-depth biomarker review and health assessment.
  • Shared Decision-Making: Clinical consideration of prescription therapies (including GLP-1s) based on your unique profile.
  • Structured Follow-Up: Continuous telehealth monitoring to track progress and manage therapies safely.
  • Integrated Guidance: Dedicated clinical oversight of your metabolic roadmap.
  • (Note: Medication costs/labs separate. Results vary and are not guaranteed.)
Understanding Your Investment
Insurance & Payments
Membership fees are private-pay and are not billed to insurance. Membership does not replace your traditional insurance coverage (which you should maintain for emergencies, hospitalizations, or specialist visits).
HSA/FSA Eligible: You may use your tax-advantaged HSA or FSA funds to pay for up to $150/month of your membership fee.
The "Tax Discount": Using pre-tax dollars effectively lowers your out-of-pocket cost by 25–35% depending on your tax bracket.
Documentation: We provide itemized receipts (Superbills) and Letters of Medical Necessity (LMN) to help you maximize your benefits.
Pay-Per-Visit
(No Membership Required)
We also offer traditional primary care on a per-visit basis. These visits can be billed to insurance (subject to your plan's benefits) or paid via our Self-Pay rates:
Visit Type
New Patient Primary Care
Primary Care Follow-Up
Women’s Health Specialist
Metabolic/Weight Evaluation
Problem-Focused Visit
Mental & Emotional Health
Duration
60 minutes
30 minutes
45-60 minutes
60-75 minutes
20-30 minutes
30-45 minutes
Self-Pay Rate
$250
$150
$200
$275
$125
$175

Schedule your appointment today!

How Membership Works with Insurance
Membership is optional and does not replace health insurance. It is designed to support the non-covered, high-touch elements of your care that traditional insurance typically does not fund, such as:
Priority, same-day/next-day scheduling.
Extended, unrushed telehealth consultations.
Direct, secure messaging with your provider.
Comprehensive metabolic and hormonal longitudinal planning.
Membership fees are private-pay and are not billed to insurance. However, under the 2026 One Big Beautiful Bill Act, you can use your HSA or FSA funds to cover up to $150/month of these membership fees tax-free.
Self-Pay Options
If you do not have one of the insurance plans listed above, or if you prefer to pay out-of-pocket, we offer transparent self-pay rates for all visits. We can provide a Superbill (an itemized receipt) that you may submit to your insurance company for potential out-of-network reimbursement.
Our Commitment to Transparency & Accessibility
At Anchor Health, we believe that high-quality, evidence-based care should be as transparent as it is effective. We understand that the traditional healthcare system often creates financial uncertainty, and we are committed to a different path.
Why We Use a Membership Model Our pricing reflects the time and scientific rigor required to provide truly personalized care, especially in the complex areas of metabolic health and midlife transitions. By moving away from the high-volume "treadmill" of traditional insurance-only practices, we ensure that, when you are with us, you have our undivided attention and access to the latest clinical research.
Making Care Accessible To ensure Anchor Health remains a resource for our community, we offer several pathways to care:
Flexible Entry Points:
Membership is never required. Our Pay-Per-Visit option allows you to access expert care on an as-needed basis without a monthly commitment.
Maximizing Your Benefits:
We actively support your use of HSA and FSA funds (up to $150/month under 2026 federal guidelines) to help lower your out-of-pocket costs by utilizing pre-tax dollars.
Insurance Synergy:
While we do not bill insurance for membership fees, we work with your insurance for external costs. We send laboratory orders and imaging requests to in-network facilities (such as Labcorp or Quest) so you can use your coverage for those essential services.
Commitment to Equity:
We are dedicated to health equity. If you are facing significant financial hardship and need specialized sensory or metabolic care, please reach out to us directly to discuss available options or sliding-scale pricing.
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